Apply for Financing Today

Shoppers near New Madrid might feel interested in purchasing a Chrysler, Dodge, Jeep, or Ram model from our dealership. Several new and used cars and trucks bear these name brands, and visitors to Bayird Dodge Chrysler Jeep Ram of Malden may appreciate our inventory selection. Chalk Bluff shoppers might also wish to discuss financing, and one of our representatives could assist with those inquiries.

Financing a New or Used Vehicle

Paying upfront for a new or used car is not the preferred option for many shoppers who choose to apply for an auto loan. Financing allows someone to make monthly payments on the loan balance until it reaches zero. When it does, the borrower then owns the car and can have the title lien removed. And you are free to travel around Bunker Hill in your new car.

Financing Basics

One typical way to lower a loan balance involves a down payment. Putting $1,000 down on a $6,000 car leaves the remaining balance on the loan. Trading in a current vehicle further lowers the remaining balance since the trade-in value applies to the payment of the new or used vehicle near Broseley.

You would pay interest on the auto loan, and interest rates vary depending on credit history. Shoppers should not assume that fair or poor credit automatically disqualifies them from approvals.

Information for an Auto Loan

When filling out an application for a used or new car purchase near Marston, would-be buyers offer essential information about income and expenses, along with personal info, such as name, address, and more. The lender performs a credit check to determine eligibility and APR. The buyer might accept the financing arrangement if approved and the loan terms are agreeable.

Contacting Our Office

Those wishing to learn more about financing or need assistance with applying could contact our office in Malden. Please feel free to ask other questions about the inventory or set up a test drive.

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Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

By submitting your contact information, you consent to be contacted by telephone about purchasing a vehicle or obtaining vehicle financing. Clicking on the Submit button above is your electronic signature.

* The advertised price does not include sales tax, vehicle registration fees, other fees required by law, finance charges and any documentation charges. A negotiable administration fee, up to $115, may be added to the price of the vehicle.

* Images, prices, and options shown, including vehicle color, trim, options, pricing and other specifications are subject to availability, incentive offerings, current pricing and credit worthiness.